QUIZ 5

QUIZ 4

QUIZ 3

QUIZ 2

Credit cards, yes or no?

Are you able to use credit cards?
Not all people were made to use credit cards.Although the are a great economic tool but if we don’t know how to use them, they can became a serius problem. I will mention some pros and cons of this.

Pros :
For emergencies ; they can be usless to unexpected problems , like going to a hospital , funeral expenses , etc. Start to build a credit history ; when you are asking for a loan to the bank , it will be easier if you give it a good payment behavior in your last years.
Cons : Perseption always have money ; is the idea that you always have money available which makes you more likely to buy things that are not priorities. Debts ; is very easy to buy what you want with just one card. Not acquire a loan from the bank if they see that you are in breach with your payments. For example it is common that people become addicted to shopping , usually when you buy online. These people feel they have to spend money on unnecessary products that lead to debts that definitely can not pay at the time of the account Here are some recommendations that you should think about before purchasing a card . ( :